919-388-4832 LingardK@hpw.com

Investors and others looking for bargains often search for 'Foreclosures' and Short Sales, this page will help you do just that. Firstly though let me explain the definitions so that you are looking for the right thing.

Foreclosure, Bank Owned

The properties that most people think of as 'foreclosures' have actually gone through the foreclosure process and are now technically 'Bank Owned' or 'Lender Owned'. The buying process is very similar to any other property in NC but as a bank owned home all negotiations from the sellers perspective are done by the banks Asset Manager.

HUD/VA Properties

HUD/VA properties are those that have been foreclosed on by either the Department of Housing and Urban Development (HUD) or the Department of Veterans Affairs (VA). The bidding process is different for HUD/VA properties, please call me -919 388 4832- and I will happily explain the process to you.

Short Sales

A Short Sale is one in which a seller has for some reason got to sell the house but the proceeds from the home sale will not cover the amount owed on the home. The seller must negotiate with their lender(s) to have part of their loan forgiven or deferred. In a short sale negotiations are carried out with both the seller and the lender, both of whom must agree to the sale. Short sales can be difficult, please call me and I will discuss the pros and cons of buying a short sale home.

The Coldwell Banker Howard Perry and Walston SAFAssist program can help you.

Listen to SAFAssist's Karen Ross talk on 100.6 The River's 'Arround The Triangle'.

Visit the SAFAssist Website.

I can help you sell your home through SAFAssist. Call me on 919 388 4832. If you call SAFAssist directly please mention me - Kevin Lingard.